The rest of the digits are also different for each card network: This last digit verifies card numbers for accuracy to make sure that they weren’t input incorrectly.Diners Club and Carte Blanche cards – Begin with a 3, followed by a 0, 6, or 8 and have 14 digitsĭigits 2 – 6: Provide an identifier for a particular institutionĭigits 7 – 15: Unique Personal Identifiers.Discover cards – Begin with a 6 and have 16 digits.American Express cards – Begin with a 3, followed by a 4 or a 7 has 15 digits.Mastercard cards – Begin with a 5 and has 16 digits.Visa cards – Begin with a 4 and have 13 or 16 digits.The first digit is different for each card network:.9 – For assignment by national standards bodies.8 – Healthcare, telecommunications and other future industry assignments.7 – Petroleum and other future industry assignments.6 – Merchandising and banking/financial.2 – Airlines, financial and other future industry assignments.0 – ISO/TC 68 and other industry assignments.Each digit represents a different industry. It is called the Major Industry Identifier (MII). First digit: Represents the network that produced the credit card.The ISO or the International Organization for Standardization categorizes the numbers like so: This information isn’t really necessary for understanding how to use a credit card, it’s just here so you can learn for fun. " 10 Ways Criminals Get Debit Card Data." Accessed April 3, 2020.There’s actually a ton of information contained in a credit card number. " Fraud Protection." Accessed April 3, 2020. " Shopping Safely Online." Accessed April 3, 2020.Ĭhase.
" Lost or Stolen Credit, ATM, and Debit Cards." Accessed April 3, 2020.Ĭybersecurity and Infrastructure Security Agency. " How Do I Get My Money Back After I Discovered an Unauthorized Transaction or Money Missing From My Bank Account?" Accessed April 3, 2020.įederal Trade Commission.
" How to Prevent Debit Card Fraud." Accessed April 3, 2020.Ĭonsumer Financial Protection Bureau.
" FAQ: Payment Processing Information: What Is the Difference Between PIN Debit and Signature Debit?" Accessed April 3, 2020.Įxperian. " View All American Express Prepaid & Gift Cards." Accessed April 3, 2020.Ĭhase for Business. " A Look at Debit Card Information." Accessed April 3, 2020.Īmerican Express. " How to Use a Debit Card: Online, ATM & Chip." Accessed April 3, 2020. " Are Credit Cards Safer Than Debit Cards?" Accessed April 3, 2020.
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